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People who wish to transit freely and were not born in Europe must meet the requirements there. These are established: basically visas, if applicable, departure ticket, hotel reservation or letter of invitation, and travel insurance with specific characteristics, which ensures medical care and repatriation in case emergency or sinister.

Schengen insurance is mandatory to enter European territory and must be valid for the same period as you are in the territory. Must Possess:

• 30,000 Euros of medical coverage in the event of an accident.
• 30,000 Euros of sickness assistance.
• Health Repatriation.
• It cannot have deductible amounts nor can it be for reimbursement.
• The insurance company must have at least one subsidiary in Europe.

The countries that are currently members of the Schengen treaty are: Germany, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Slovakia, Slovenia, Spain, Estonia , Finland, France, Greece, the Netherlands, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Norway, Poland, Portugal, Romania and Sweden.

Here is an excerpt from the treaty:

Excerpt from the directive of the Council of the European Union of 12/22/2003

(...)" individually or collectively, there will be You will need to be in possession of valid travel insurance that covers any repatriation expenses for medical reasons, health care in case of emergency and/or emergency hospital care.
Said insurance must be be valid throughout the territory of the Member States of the Schengen area that fully apply the provisions of the Schengen agreements and during the entire stay of the person concerned. The minimum coverage will be of 30,000 euros."(...)

In relation to the countries that need a visa, the regulation in this matter undergoes permanent alterations, for which we suggest that you consult with the consulate of the country in which you are going to stay for a longer time. If the citizens of your country require (in addition to insurance) a visa to enter the European Community.